Middletown Valley Bank, founded in 1908, is an independent and community-focused financial institution offering a full range of retail and commercial banking services. Services are provided primarily to customers in Frederick and Washington counties in Maryland, and Franklin County, Pennsylvania, as well as the surrounding communities through the Bank’s network of eight branch locations. Its primary deposit products are demand, savings and time deposits, and its primary lending products are real estate mortgages, commercial business loans and installment loans.